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Terms of Use

The Terms of Business document is to be read in conjunction with the business you are enquiring about. The document is intended to give you important information concerning our approach to arranging insurances for customers and how we will handle your insurance.

By your use of this website you acknowledge and accept that you have read and understand the Terms of Use and our Terms of Business as set out or referred to in the website.

The purpose of this website is to provide you with information on the ESB Staff Insurance Scheme, such information being subject to the policy terms and conditions of the Insurer(s) products. The precise terms and conditions of any cover visible through are set out in a standard policy format subject to amendment. The Insurer (s) standard specimen policy wordings are available on this website for information purposes only.

The Terms of Use of this website are divided up into the following categories:

Marsh Ireland Brokers Ltd trading as Marsh Ireland, Marsh Financial Services, GIS Ireland. Charity Insurance, Teacherwise, Child Care Insurance, Marsh Online, Marsh Trade Credit Insurance is regulated by the Central Bank of Ireland. Registered in Ireland No. 21622. VAT No. 0042175W.

Our principal place of business is Warrington House, Mount Street Crescent, Dublin 2 and we are a wholly owned subsidiary of Jardine Lloyd Thompson Group plc.

Click here for Central Bank of Ireland Website


Intended Audience and Territory

This site is intended to provide information and assistance for employees and retired staff of ESB and their spouses, resident in the Republic of Ireland interested in purchasing general insurance.



If you have any issues of concern, complaints or comments with regard to Marsh Ireland Brokers Limited or Jardine Lloyd Thompson Group plc, please contact:


Compliance Officer
Marsh Ireland Brokers Limited
Warrington House
Mount Street Crescent
Dublin 2

Tel: +353 +1 +2026000


Privacy Policy and Data Protection

This policy applies to Jardine Lloyd Thompson Group plc and its group companies (the "Marsh McLennan").

You must read this policy carefully and we recommend that you print and retain a copy for your future reference. By accessing, browsing or otherwise using this website, you confirm that you have read, understood and agree to this policy in its entirety. If you do not agree to this policy in its entirety, you must not use this website.

As part of our commitment to upholding the privacy of our employees, clients and website users all Marsh McLennan companies:

When you request information through this site, we may need to know some personal information about you. When emailing us or requesting information we need your e-mail address, name and other limited personal identifiers, typically name and contact number.

Where you request services or products we may need additional limited data. Your personal data may l be processed to provide information, goods, products and services you request in the form that you require.

If we require sensitive personal data then we will ensure that the collection and use is in strict accordance with the "applicable legislation" principles of data protection and data privacy.

The information we hold and process includes information about, and received from you, and/or your agents and will be used by the Marsh McLennan and/or its agents to provide services to you. The details, which you provide may also be used in order to help us administer the website, to update our records and/or for marketing purposes. Please advise us if you do not wish your information to be used in this manner.

Employees, contractors and agents of the Marsh McLennan may be given access to the information that you provide to us, but their use of such information shall be limited to the performance of their duties. Such employees, contractors and agents who have access to your personal data are required to keep that information confidential and are not permitted to use it for any other purposes. We may also disclose your information: where we are required to do so by law (including for crime, fraud prevention and related purposes); in order to establish or defend any legal rights of the Marsh McLennan; or where necessary to exercise our legitimate business interests. Relevant portions of your data may also be used for other secondary legal, administrative and management purposes such as audits and research. does not use cookies. When you visit the Marsh McLennan website a small amount of data known as a "cookie" may be stored on your computer's hard drive. Cookies are used to help the website function more efficiently, for example to save site preferences and form information. The Marsh McLennan use cookies to compile anonymous, aggregated statistics that allow us to understand how users interact with our website and to help us improve its structure. We cannot identify you personally in this way. You have the ability to accept or decline cookies by modifying the settings in your browser. For further details please visit where you can find comprehensive information on cookie restriction and blocking for a wide variety of browsers.

The Marsh McLennan does not sell, rent, loan, trade or lease any personal information recorded on this website.

This website may contain links to other websites. The Marsh McLennan is not responsible for the data protection policies and/or procedures of such websites. If you access a hyperlink, we encourage you to read the privacy statement of those other websites you visit.



Where applicable, we use Internet standard encryption technology to scramble your sensitive data when you transmit it to us. This process is known as SSL (secure sockets layer) and we are constantly updating our technology to provide you with the maximum practicable level of security. To check that you are in a secure area of our site look at the bottom right of your browser and you will see a closed padlock or an unbroken key.

We will never ask you to confirm any account or credit card details via email and if you receive an email claiming to be from Marsh Ireland Brokers Ltd, or Marsh McLennan asking you to do so then please ignore it and do not respond.



We will store your data for as long as it necessary however we are permitted by law to retain certain types of data for a minimum period of time. The minimum period is currently 6 years but can be longer where statute or regulation requires.


Access Request

You have the right to access a copy of personal data. You should address your access request in writing to the “Data Protection Officer’ along with a cheque/bank draft €6.35 and details of the nature of your request. We may request additional information in order to process your access request promptly.


Right of Rectification or Erasure

Under the Data Protection Acts a person has a right to have his or her personal data corrected, if inaccurate, or erased, if we do not have a legitimate reason for retaining the data. You should address your request in writing to the “Data Protection Officer’.


Changes to our Privacy Policy

We reserve the right to update this privacy policy at anytime and you should revisit it in order to keep informed of updates.

Should you have any queries regarding this policy or practices they should be addressed to:


Data Protection Officer
Marsh Ireland Brokers Limited
Warrington House
Mount Street Crescent
Dublin 2

Tel: +353 +1 +2026000
Fax: +353 +1 +2375200

For your information, this site does not use cookies.



If we supply a password to you for this site, you are responsible for maintaining the confidentiality of your password and account and any activities that occur under your account. Marsh shall not be liable to any person for any loss or damage which may arise as a result of any failure by you to protect your password or account.



Whilst all reasonable care has been taken in the preparation of this site no liability is accepted under any circumstances by Marsh Ireland Brokers Ltd or Jardine Lloyd Thompson Group for any loss incurred as a result of reliance on any statement, error or any omission contained herein.

The statements within this site reflect our understanding of current and proposed legislation, which may change without notice. The content of this site should not be regarded as specific advice in relation to the matters addressed.

Marsh does not represent or warrant that any of the information presented on its web pages, this website or on the Internet generally will be uninterrupted or error free, that defects will be corrected, or that this website or the server from which it is accessed are free from viruses, worms, trojan horses or other harmful components.

You should check this page every time you access Marsh's web pages.



The Terms of Business referred to above set out the basis on which Marsh Ireland Brokers Ltd will provide services to you. Please read the Terms of Business document carefully.