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Motor Insurance

The following is a guide to cover and benefits. You must read your policy schedule, Motor policy document and all associated documents for full cover details

ESB Private Motor insurance can provide cover for the following :

Comprehensive
In addition to the cover provided under Third Party Fire & Theft, Comprehensive cover gives you extra protection if your car is accidentally damaged.
Excess: €300 - the amount of any Excess will be reduced by €150 provided that the loss or damage to the Insured Vehicle is repaired by a repairer recommended by Allianz p.l.c.

Third Party Fire & Theft
This cover protects you in the event of fire, theft or attempted theft and covers you for claims made against you by other people for personal injury or damage to their property. Excess : Nil

Policy Benefits

No Claims Discount Protections available

Pre-Accident Value Top Up
If your Insured Vehicle is lost or in Insurer's opinion damaged beyond economical repair and between 12 and 72 months old Insurers will pay an amount in addition to the pre-accident value. Refer to section 5 of the Motor Policy Document.

Driving Other Cars extension
If item 5(b) is shown on your current Certificate of Insurance Insurers will cover you while you are personally driving a vehicle owned by somebody else for third party cover.

If item 5(b) is shown on your current Certificate of Insurance and Section 4 is shown on the current Schedule you are covered to drive somebody else’s car for comprehensive cover on your policy, subject to a maximum engine size of 3000cc and maximum limit of €50,000.

New Car Replacement
If your Insured Vehicle is lost or in Insurer's opinion damaged beyond economical repair within 12 months of it’s first registration as new Insurers will replace the vehicle with a new vehicle of the same model and manufacture subject to availability

Personal Accident to You and Your Domestic Partner

Liability to Third Parties

Additional Benefits at no extra charge

For detailed analysis of each of the above covers, please refer to the Motor Policy Booklet. Terms, Conditions & Exclusions apply
Cover is subject to underwriting criteria. Terms and conditions apply. Motor Insurance is underwritten by Allianz p.l.c. Allianz p.l.c. is regulated by the Central Bank of Ireland.